King K Quote Of The Day

  NEXT -OF- KIN in banking sector. When death occurs, the NEXT- OF - KIN WILL NOT HAVE ANY ACCESS TO THE MONEY IN DECEASED ACCOUNT So many people think that their next of kin is the automatic heir to their account. But the truth is that if your next of kin is not a signatory to your account, and you don’t have a written will to determine that person’s legitimacy, the person will not have access to that money at all.  Your bank will have to go through a process called a LEGAL PROBATE. This probate period helps them determine who gets the  money in your account.  This is a very lengthy and expensive process. Even after the whole process is done, your family will have to forfeit some reasonable amount of the money for legal fees. But if you want to avoid this , simply request for your bank to give you something  called a POD form. POD stands for PAYABLE ON DEATH. The name of the person you fill in that POD form will determine who will get your money. All the person needs to bring is a dea

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